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New Group Health Benefits Plan — Enrolment Now Active

Tue, June 14, 2022 1:36 PM | OSRP (Administrator)


We are excited to announce that enrolment for the new OSRP Group Health Benefits Plan is now active! The plan start date is July 1, 2022.

Our comprehensive and competitive new plan, through Equitable Life, will be administered online through a company called Effortless Admin. The plan contains all the benefits included in our first plan and does not require a medical examination in order to join. This makes it one of the most inclusive in our field in Ontario and will not preclude anyone with pre-existing medical conditions.

There are two levels of coverage options: Entry and Essential. You can choose the level of coverage that is right for you and/or for you and your family. Core benefits include prescription drugs, paramedical services (including coverage for RP services), dental care, vision care, long-term disability (Essential Plan only), travel coverage, as well as life, dependent life and AD&D coverage.

The Entry plan monthly premium is:

  • Single — $147.88
  • Family — $394.85

The Essential plan automatically includes Long Term Disability (LTD) coverage. At $2,000 LTD* coverage, the monthly premium is:

  • Single — $199.87 + $52.14 = $252.01
  • Family — $521.68 + $52.14 = $573.82

*To note, the LTD volume may be different, as the amount of coverage depends on your income. The maximum coverage amount that you can receive is $4,000 per month. If your income requires that you receive the maximum LTD coverage, your monthly premium for the LTD benefit will be $104.28 (instead of the $52.14 indicated above).

The premiums, including the maximum LTD coverage, are:

  • Single — $199.87 + $104.28 = $304.15
  • Family — $521.68 + 104.28 = $625.96

Below you will find a link to a document containing the plan details and rates. Please review the specific coverage level details, as the coverage level can only be changed every two years after the initial selection has been made. All plan information, as well as helpful webinars to learn more about the offerings and how to manage online claims, can be found on the Member Benefits page once you log in to osrp.ca

To enrol in the plan, please contact our broker, Joanne Rose, who will start the process for you. Joanne will require the following information from you:

  • Business Name (if different than your personal name)
  • Employee (to note you are an employee of your business) Legal Name
  • DOB
  • Gender Identification
  • Hire Date – must be longer than 6 months
  • Job title
  • Salary
  • Address
  • Email address
  • Coverage — single or family
  • Plan — Entry or Essential
  • Email address

Adonis can be contacted at
Email: joanne.rose@hubinternational.com OR
Phone: (416) 597-5723.

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